Some reasons why you might not be able to sign up for public health insurance

Reasons why: You may be self-employed person from a Non-European Union country (e.g. United States) You may have a “mini-job” with just a few hours that doesn’t require your employer to cover you. You may be a student over 30 years old. Here are your other options: Expat health insurance Accepted as proof of insurance…

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How to get health insurance as a student, including what not to do. A cautionary tale of insurance back paying.

  Roberto moved to Munich from Spain in the summer of 2018. Before moving, Roberto enrolled at a University in  Munich for a Biochemistry program that would begin in the fall. Shortly after arriving in Germany, Roberto visited an insurance agent who sold him Mawista incoming insurance for 68 euros per month. The agent assured…

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What to do when moving to Germany from the UK

There’s a couple of things to sort out when moving to Germany. They’re all straightforward if you work with the right companies. e.g. Opening a bank account can range from weeks, in person with lots of paperwork to minutes. So: Sort out your visa if you’re a non-EU resident. Get a place to live. https://www.wg-gesucht.de/en/…

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German health insurance vs the NHS

Here you’ll learn about the fundamental differences between the NHS and the German “Krankenkassen” and a quick intro to how the German system works, so you’ll understand the different options presented to you! This is by no means exhaustive, and is also simplified. Single payer vs multi payer In the UK there is only one NHS…

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Private liability insurance

The one insurance that every German knows you should have. Private liability insurance. Why is that? German law: The BGB says that you are liable for damage dealt to others (even accidental) with your entire wealth. Including any future earnings! And as you can get great coverage for less than 4 euros a month, there…

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German Insurance basics

There is a lot to think about when moving to Germany. Insurance unfortunately is one of these things. We’ll provide you with the basics here, what should you watch out for, and where you can find further information. And if you don’t want to read the whole thing get your own quick version here: Basic…

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